supreme lending

Launching: Educator Mortgage Program

  • Now Offering: Discounts for Educators

    Now Offering: Discounts for Educators

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In conjunction with Supreme Lending, we have introduced a special Educator Mortgage Program that will be made available to teachers and all employees working in any public or private education system. This program is designed to benefit those who spend their days bettering the lives of others. You shape our children, our communities, our future – let us serve you, your family, your future.

What’s offered?

  • Discounted closing costs
  • Real estate agent fee credits
  • Priority loan processing
  • School Donations

Who can participate?

  • Teachers/faculty
  • Coaches
  • Custodial/facilities staff
  • Librarians
  • Secretaries
  • Professors/adjunct faculty
  • Counselors
  • And any public or private school employee

If you work in the public service sector and you are looking to find out if this program could work for you, contact us or visit our dedicated website.

Can People Still Buy a Home with No Money Down?

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    mortgages

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Although it’s highly unlikely, yes – it is still possible to get a home without a down payment.  Prior to the mortgage crisis and recession, many lenders offered mortgages without any down payment. Some lenders even allowed consumers to borrow up to 105 percent of the home’s purchase price so they could finance their closing costs.  While we all know that mortgage requirements are much stricter, there are still loan options that can make homeownership a reality.

Today, a handful of government sponsored programs allow consumers with good credit and a steady income to buy a home. Here’s the low-down on loans with low/no down payment requirements.

VA Loans

These loans are only available to veterans, current members of the military and their spouses. While these loans don’t require a down payment or mortgage insurance, there is a funding fee that can be wrapped into the loan.

USDA Rural Development Loans

The U.S. Department of Agriculture offers loans to those with qualifying credit scores and income levels. Candidates for these loans must be able to afford payments but have a low or moderate income. Additionally, you must purchase a property in a designated area. These loans are primarily designed to help low-income families in rural areas purchase homes.

FHA Loans

Insured by the Federal Housing Authority, FHA loans come with a minimum down payment of 3.5 percent. FHA charges an upfront premium and additional premiums each month. The standards are usually pretty lenient but a series of guidelines are published and will give you exact eligibility requirements.

If you are interested in getting approved for a loan or learning about types of loans available,
contact our preferred mortgage partner – Supreme Lending. Their team is passionate about helping consumers make homeownership a reality.

More Financing for More People

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  • Supreme Lending Square

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We’re proud to announce Supreme Lending as our newest mortgage partner. Supreme is full of out-of-the-box thinkers, just like us. Meaning, they are here to help provide more financing to more people. Have questions about financing or types of loans available, contact us. We’re happy to help.

Introducing Supreme
Supreme was established in 1999 by Scott Everett, and has since grown to become one of the nation‘s leading mortgage companies. Headquartered in Dallas, Texas, Supreme has over 100 mortgage offices in 48 states, and originated over $3.4 billion in mortgage loans in 2013. Inc. 500/5000 recognized Supreme as one of the 100 fastest growing companies in America, acknowledging their strength as a company and promise to fulfill their vision in becoming the Best Mortgage Banking Company in America.

Operations
Supreme only  hires the best mortgage professionals in the industry, and constantly invests in state of the art technology to keep their processes streamlined and efficient. Their associates follow through with exceptional communication and informative feedback throughout the loan pipeline, which helps produce an app to clear to close average of 24 days.

Supreme services all of their loans, ensuring that  clients receive top-quality customer service for the lifetime of their loan. In 2013, Supreme had an overall customer satisfaction rate of 95.6 percent, with a response rate of 79.8 percent (that‘s 14,307 customer survey responses!).

Our Products
Supreme offers a loan for any situation clients may have, from FHA to Jumbo. A popular programs is their 100% financing USDA loan. If your or your clients are looking to renovate or remodel a home, Supreme also offers a HomeStyle® Renovation loan.

Recognition
Supreme is a Scotsman‘s Guide Top Mortgage Lender, Forbes Top 100 Mortgage Company in America, a Mortgage Technology Tech Savvy Lender and Servicer since 2009, received the Lender Excellence in Customer Service Award by Lending Tree, Lending Excellence by Genworth US Mortgage Insurance, and has received numerous awards for associate satisfaction in Best Places to Work survey results nationwide.

Interested in talking to one of their mortgage professionals today?  Contact them at info@supremelending.com or call (877) 316-0296.