Having enough money for a down payment set aside is just one of the financial concerns involved in buying your first house. You’ll also need to make sure your credit is in good shape to boost your chances of getting approved for a mortgage.

You can check your credit by ordering a free credit report once a year from each of the three major credit reporting companies, which are Experian, Equifax and TransUnion. The report shows your address, how much you owe on different debts and if you’ve filed for bankruptcy or been sued by a creditor. When you apply for a home loan, the lender will use this information to determine if your loan should be approved. Order your free report from the credit reporting companies online at annualcreditreport.com. This is the only legitimate website to place orders through for your free annual report. Avoid going to other sites that claim to offer the same thing because they often turn out to be scams.

Once you’ve checked your credit, we can help you get started on buying your first house. Visit United Real Estate and stop by our Facebook page to learn more.